Employment Insurance

Employment Insurance is an expatriate work and travel insurance plan designed to protect you while working and traveling abroad.

It covers emergency medical evacuation and repatriation, trip cancellation, missed or delayed departure, baggage loss or delay, emergency medical expenses, death and dismemberment, legal expenses, and personal liability.

Choose from Silver, Gold, or Platinum cover levels, each providing worldwide assistance services and 1-year multi-trip insurance cover.

24-hour claims settlement upon receipt of signed discharge voucher (for direct businesses with HGI)

Silver

Max. Cover Limit: $9,500,000

$2,500 /Policy

Emergency Medical Evacuation and Repatriation: Up to $2,500,000
Trip Cancellation: Up to $900
Missed Departure: Not covered
Delayed Departure (abandonment): Up to $900
Baggage and Personal Effects: Up to $2,500
Baggage Delay: Not covered
Emergency Medical Expenses: Up to $6,000
Death & Dismemberment: Up to $9,500,000
Legal Expenses: Up to $5,000
Personal Liability: Up to $1,000,000
Worldwide Assistance Services Included.
Provides 1 year multi-trip insurance cover.

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Gold

Max. Cover Limit: $12,000,000

$3,900 /Policy

Emergency Medical Evacuation and Repatriation: Up to $5,500,000
Trip Cancellation: Up to $3,000
Missed Departure: Up to $1,000
Delayed Departure (abandonment): Up to $3,000
Baggage and Personal Effects: Up to $4,000
Baggage Delay: Up to $1,500
Emergency Medical Expenses: Up to $10,000
Death & Dismemberment: Up to $12,000,000
Legal Expenses: Up to $10,000
Personal Liability: Up to $2,000,000
Worldwide Assistance Services Included.
Provides 1 year multi-trip insurance cover.

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Platinum

Max. Cover Limit: $15,000,000

$5,000 /Policy

Emergency Medical Evacuation and Repatriation: Up to $10,000,000
Trip Cancellation: Up to $10,000
Missed Departure: Up to $3,000
Delayed Departure (abandonment): Up to $10,000
Baggage and Personal Effects: Up to $9,000
Baggage Delay: Up to $4,000
Emergency Medical Expenses: Up to $25,000
Death & Dismemberment: Up to $15,000,000
Legal Expenses: Up to $15,000
Personal Liability: Up to $3,000,000
Worldwide Assistance Services Included.
Provides 1 year multi-trip insurance cover.

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Whether you've got a specific question or are just looking for more information on our services, you'll find everything you need to know right here.

For help, contact us here

Data Required

Full name (last, first, middle)
Residence address, province/city, and zip code
Phone number(s)
Date of birth
Nationality and place of birth
Nature of work (if employed) or source of funds (if self-employed)
Employer's name, nature of business, and address (if employed)
Spouse details — name, date of birth, occupation (for family coverage)
Dependent children's names and dates of birth (if accompanying)
Beneficiary name(s) and relationship
Emergency contact name, relationship, and phone number
Trip details — departure date, return date, duration of stay
Destination and purpose of trip
Chosen premium cover level (Silver, Gold, or Platinum)
A valid identification document (per Canadian Anti-Money Laundering Act requirements)

We're human, above all else

At ACA Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

Employment Insurance

PLANS

Silver

Gold

Platinum

FAQs

Data Required

We're human, above all else